Who we are
DominateDebt.com is a marketing and lead-generation service. We are not a debt settlement company, credit repair organization, law firm, credit counselor, or lender, and we do not provide debt relief, legal, credit repair, tax, or financial advisory services. This website is an advertisement.
Compensation
We receive compensation from partner companies when we introduce consumers to them. We do not charge consumers any fee.
Important facts about debt settlement
- Results vary and are not guaranteed. Not everyone qualifies or completes a program. Creditors are not required to settle.
- Programs typically take 24–48 months, depending on your balances and ability to save.
- Programs usually ask you to stop paying creditors. This can result in late fees, interest, collection activity, and lawsuits.
- Your credit score and credit report will likely be negatively affected.
- Not all debts are eligible. Secured debts, most student loans, and taxes are generally excluded.
- Canceled debt may be taxable income (IRS Form 1099-C). Consult a tax professional.
- Under the FTC Telemarketing Sales Rule, debt relief companies may not collect fees until they have settled at least one debt, you have agreed to it, and a payment has been made to the creditor.
- Debt relief is not available in all states.
Alternatives
Before enrolling, consider nonprofit credit counseling, a consolidation loan, negotiating directly with creditors, or consulting a bankruptcy attorney.
No government affiliation
DominateDebt.com is not affiliated with, endorsed by, or acting on behalf of any government agency or program.
Illustrations and stories
Any examples on this site are illustrative. Individual results are not typical and will vary.